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ID Theft Insurance

Did you know that 1 in 4 people will be the victim of identity theft and studies conclude most individuals are vulnerable to ID theft? If your identity is stolen, our experts will assist to restore to its original status. Plus, each member is provided with $1,000,000 worth of Identity Theft Insurance. This coverage will help offset some of the cost of restoring your identity to its original status.

ID Theft Insurance

Included Features

Investigate and confirm the fraudulent activity, including known, unknown and potentially complicated additional sources of identity theft.
Obtain credit reports from each of the three major credit
Assist members with interpreting their credit reports
Cancel members affected credit cards
Request new replacement cards
Place fraud alerts with all three major credit bureaus
Provide daily ID monitoring for six months to help proactively prevent any additional identity fraud
Place phone calls, send electronic notifications, and prepare appropriate documentation on the member’s behalf, including dispute letters for defensible complaints to any and all appropriate state agencies and financial institutions.
Provide credit dispute assistance
Assist with additional lost items including driver’s license, library, and other membership cards.
Provide peace of mind and resolution of key issues from start to finish as swiftly as possible.

Frequently Asked Questions

Please click on a question to learn more

  • Investigate and confirm the fraudulent activity, including known, unknown and potentially complicated additional sources of identity theft.
  • Complete and mail customized, pre-populated, state specific “Fraud Packet“via certified mail with pre-paid return instructions.
  • Place phone calls, send electronic notifications, and prepare appropriate documentation on the member’s behalf, including dispute letters for defensible complaints to any and all appropriate state agencies and financial institutions.
  • Issue fraud alerts and victim statements when necessary, with the three consumer credit reporting agencies, the FTC, SSA, and U.S. Postal Service.
  • Submit Special Limited Power of Attorney and ID Theft Affidavit to involved creditors for card cancellation and new card issuance.
  • Contact, follow up and escalate issues with affected agencies, creditors, financial institutions, to reinforce member’s rights.
  • Assist the member in notifying local law enforcement authorities to file the appropriate official reports. Utilize real time access to public records reports including DMV, criminal, address changes, liens, and judgments for further investigation where applicable.
  • Provide peace of mind and resolution of key issues from start to finish as swiftly as possible.
  • Provide members with a “Case Completion Kit“ including copies of documentation, correspondence, forms and letters for their personal records.

Privacy Advocates will:

  • Consult with member to determine the severity of the event
  • Obtain credit reports from each of the three major credit
  • Contact each credit card company or other financial institution with the member via teleconference.
  • Cancel members affected credit cards
  • Request new replacement cards
  • Place fraud alerts with all three major credit bureaus
  • Assist members with interpreting their credit reports
  • Provide daily ID monitoring for six months to help proactively prevent any additional identity fraud
  • Provide credit dispute assistance
  • Assist with additional lost items including driver’s license, library, and other membership cards.

To view terms and conditions, click here

If eligible for this benefit a digital id card will be sent to your email.

Service provided by

AIG